Plan Descriptions

HBP is proud to offer medical/prescription drug, dental, vision, life, and disability benefits to employees of participating housing authorities and their families.

Medical/Rx plans

Premier PPO Plan – This plan provides the highest level of coverage for employees and their families.  The plan includes lower deductibles and out-of-pocket maximums and lower copays for prescription drugs.    2018 Premier PPO Benefit Summary

Value PPO Plan – This plan provides a lower-cost alternative to the Premier PPO Plan.   The Value PPO Plan includes higher deductibles and out-of-pocket maximums and higher copays for prescription drugs.     2018 Value PPO Benefit Summary 

Value PPO Plan with Premier Rx – This plan combines some of the best features of the Value Plan and the Premier Plan.  It provides the same level of coverage as the Value Plan, with lower copays for prescription drugs.    2018 Value PPO w/Premier Rx Benefit Summary  

Master Medical and Dental Summary Plan Document

 

Medical SBCs – Summaries of Benefits and Coverages

SBC Uniform Glossary

 

Dental Plan – The dental plan provides comprehensive coverage for routine care as well as coverage for basic and major dental services.

Vision Plans – The vision plans provide coverage for eye exams and materials (frames, lenses and contacts).


Life & Accidental Death & Dismemberment Plans (Life/AD&D) – 
Life/AD&D provides a benefit in the event of an eligible employee’s covered  death. It provides an additional amount in the event of a covered death or dismemberment as a result of an accident.


Short-term Disability Plans – 
provides income during a short term disability (STD). STD becomes effective the 1st day for an accident and the 8th day for sickness. The maximum benefit period is 90 days.


Long-term Disability Plans
– provides income during a long term disability (LTD). LTD becomes effective later than short term, and payments run for a longer period of time. LTD becomes effective at 180 days.