Plan Descriptions

HBP is proud to offer medical/prescription drug, dental, vision, life, and disability benefits to employees of participating housing authorities and their families.

COVID-19 Public Health Emergency (PHE)

The U. S. Federal government has confirmed the COVID-19 Public Health Emergency (PHE) will end May 11, 2023. UnitedHealthcare has been planning for this change and reviewing recent guidance from the government agencies on how the end of the PHE affects COVID-19 vaccines, testing and treatments. Please see the attachment for UnitedHealthcare’s standard approach to COVID-19 vaccines, Over-the-Counter (OTC) tests, surveillance testing, COVID-19 lab-based testing, COVID-19 treatment, Telehealth, Virtual Visits, and other information.  

Additionally, regulations enacted during the pandemic relaxed certain timely filing deadlines for claims and appeals, COBRA, and special enrollment requirements for a time period extending to 60 days after the end of the President’s National Emergency (known as the “Outbreak Period”).  The Outbreak Period ends on July 10, after which standard timeframes and deadlines will apply.


Medical Plan Certificates of Coverage

Premier Plus PPO Plan2023 Premier Plus PPO Certificate of Coverage

Premier PPO Plan2023 Premier PPO Certificate of Coverage

Out of Area Plan2023 Out of Area Certificate of Coverage

Value PPO with Premier Rx Plan2023 Value PPO with Premier Rx Certificate of Coverage

Value PPO Plan2023 Value PPO Certificate of Coverage

Medical Plan Benefit Summaries

Premier Plus PPO Plan 2023 Premier Plus PPO Benefit Summary

Premier PPO Plan2023 Premier PPO Benefit Summary

Out of Area Plan2023 Out of Area Benefit Summary

Value PPO with Premier Rx Plan 2023 Value PPO with Premier Rx Benefit Summary

Value PPO Plan2023 Value PPO Benefit Summary

Medical Plan SBCs (Summary of Benefits and Coverage)

The SBC shows how you and the plan share the cost for covered health care services.

Premier Plus PPO Plan 2023 Premier Plus PPO SBC

Premier PPO Plan2023 Premier PPO SBC

Out of Area Plan2023 Out of Area SBC

Value PPO with Premier Rx Plan2023 Value PPO with Premier Rx SBC

Value PPO Plan2023 Value PPO SBC

Prescription Drug List
Full List 2023

update effective May 1, 2023

2023 Vital Medication Program – These drugs will be available to members at a $0 cost share without the members having to satisfy their deductibles. Please note this list may not be all-inclusive, is subject to change throughout the year, and some of the drugs may have quantity limits and other clinical requirements.


Dental Plan-The dental plan provides comprehensive coverage for routine care as well as coverage for basic and major dental services.

Vision Plans-The vision plans provide coverage for eye exams and materials (frames, lenses and contacts).

Life & Accidental Death & Dismemberment Plans (Life/AD&D)–Life/AD&D provides a benefit in the event of an eligible employee’s covered death. It provides an additional amount in the event of a covered death or dismemberment as a result of an accident.

Short-term Disability Plans–provides income during a short term disability (STD). STD becomes effective the 1st day for an accident and the 8th day for sickness. The maximum benefit period is 90 days.

Long-term Disability Plans – provides income during a long term disability (LTD). LTD becomes effective later than short term, and payments run for a longer period of time. LTD becomes effective at 180 days.