Plan Descriptions

HBP is proud to offer medical/prescription drug, dental, vision, life, and disability benefits to employees of participating housing authorities and their families.

Medical Plan Benefit Summaries

Premier Partial PPO Plan 2019 Premier Partial PPO Benefit Summary  

Premier PPO Plan –  2019 Premier PPO Benefit Summary 

Out of Area Plan – 2019 Out of Area Benefit Summary

Value PPO Plan –  2019 Value PPO Benefit Summary 

Pharmacies Benefit Summaries

Rx – Premier and Premier Partial  –  2019 Premier and Premier Partial Benefit Summary 

Rx – Out of Area  – 2019 Out of Area Rx Benefit Summary 

Rx – Value  – 2019 Value Rx Benefit Summary

Prescription Drug List (updated for July 1, 2019)

Medical Plan SBCs (Summary of Benefits and Coverage)

 The SBC shows how you and the plan share the cost for covered health care services.

Premier Partial PPO SBC

Premier PPO SBC 

Out of Area SBC

Value with Premier Rx PPO SBC





Dental Plan – The dental plan provides comprehensive coverage for routine care as well as coverage for basic and major dental services.



Vision Plans – The vision plans provide coverage for eye exams and materials (frames, lenses and contacts).



Life & Accidental Death & Dismemberment Plans (Life/AD&D) – Life/AD&D provides a benefit in the event of an eligible employee’s covered  death. It provides an additional amount in the event of a covered death or dismemberment as a result of an accident.



Short-term Disability Plans – provides income during a short term disability (STD). STD becomes effective the 1st day for an accident and the 8th day for sickness. The maximum benefit period is 90 days.


Long-term Disability Plans
– provides income during a long term disability (LTD). LTD becomes effective later than short term, and payments run for a longer period of time. LTD becomes effective at 180 days.